Credit to move forward

Revolving lines of credit for businesses like yours.

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Fundbox Line of Credit

Move fast, confidently

Apply and you can get a credit decision in minutes. Funds transfer as soon as the next business day.

We keep it simple

Draw from your dashboard. Funds arrive in your business checking account. We’re here to help if you need us.

You’re in control

No prepayment penalty. Always see your payment total before you commit. No confusing language.

How it works

  • Apply in two easy steps

    Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect business accounts like your bank account and accounting software. We do not store your login credentials and applying will not affect your credit score.

    See our pricing

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Do I qualify?


Based in the US


600+ personal FICO score


$100,000+ in annual revenue


Business checking account


Ideally 6+ months in business

Flexible payment solutions

Flex Pay

Flex Pay gives you more ways to pay important business expenses. When a payment is due, we’ll make the payment with your Flex Account, giving you 3 extra business days to pay—with no fees. Decide how to repay within the 3-day grace period, or automatically draw on your line of credit on a 12 or 24-week term, based on your selected preference.

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Flex Pay LOC

Trusted by experts

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Rated 4.8 out of 5 Based on 3,025 reviews on Trustpilot

Nearly 300,000 businesses like yours trust Fundbox. We use industry-standard security protocols and best practices.
Norton Digicert

“[If] expenses are coming up, and we know these invoices are out there...Fundbox allows us to just go, 'Yeah, let's just grab a little out of here.' It's a very efficient way for us to do business. We feel like we're not overextended and it keeps us on track.”
Tami Johnson, Masterworks Creative
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Tami Johnson, Masterworks Creative

Business Line of Credit Guide

How could your business benefit from a business line of credit?

If you own a small business, you probably already know that sometimes you need a little extra cash. Even the most successful small businesses experience slow sales, late invoice payments, urgent unplanned expenses, and other short-term situations where cash flow is uncertain. In situations like these, access to some extra working capital can mean the difference between closing your business or surviving the tough times and coming out on top.

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Fundbox Line of Credit Guide

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