Apply in two easy steps
Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect business accounts like your bank account and accounting software. We do not store your login credentials and applying will not affect your credit score.
Move fast, confidently
Apply and you can get a credit decision in minutes. Funds transfer as soon as the next business day.
We keep it simple
Draw from your dashboard. Funds arrive in your business checking account. We’re here to help if you need us.
You’re in control
No prepayment penalty. Always see your payment total before you commit. No confusing language.
How it works
Do I qualify?
Based in the US
600+ personal FICO score
$100,000+ in annual revenue
Business checking account
Ideally 6+ months in business
Flexible payment solutions
Flex Pay gives you more ways to pay important business expenses. When a payment is due, we’ll make the payment with your Flex Account, giving you 3 extra business days to pay—with no fees. Decide how to repay within the 3-day grace period, or automatically draw on your line of credit on a 12 or 24-week term, based on your selected preference.
Trusted by experts
Business Line of Credit Guide
How could your business benefit from a business line of credit?
If you own a small business, you probably already know that sometimes you need a little extra cash. Even the most successful small businesses experience slow sales, late invoice payments, urgent unplanned expenses, and other short-term situations where cash flow is uncertain. In situations like these, access to some extra working capital can mean the difference between closing your business or surviving the tough times and coming out on top.