Verify your business information and connect your accounts—we'll pre-populate the application to make it quicker to fill out.

Fill out the application with the necessary information. You'll need these 12 documents to apply.

Once we verify your application is complete. we'll submit to the SBA and will reach out to let you know if you qualify.

Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, choose to connect your accounting software and bank account, or just your bank account by itself. We do not store your login credentials and applying will not affect your credit score.

See our pricing

If approved, draw funds anytime. They’ll transfer to your account as soon as the next business day. You’ll always see your interest beforehand. Only pay when you draw funds.

You’ll pay in equal installments over the course of your 12 or 24 week plan. Your available credit replenishes as you pay. There's no penalty to repay early.

Order from your vendor, as usual.

Your vendor sends you an invoice with the option to pay using Fundbox net terms, or you select it as a payment method in their online shopping cart.

You complete the order and when it's processed, Fundbox pays your vendor right away and your free net terms start. You have the term duration to pay Fundbox without interest or fees.

If you need flexibility after free net terms end, you can optionally extend your repayment to Fundbox week-to-week—up to one year, in most U.S. states—for a flat weekly fee. Pay in full at any time without penalty.