Get credit | Fundbox

Access
to credit
to fund your
company's
future.

I'm Interested

We're here for businesses that want to grow.

Why us?

Move fast, confidently

Apply and you can get a credit decision in minutes. Funds transfer as soon as the next business day.

We keep it simple

Draw from your dashboard. Funds arrive in your business checking account. We’re here to help if you need us.

You’re in control

Pay early and save. Always see your payment total before you commit. No confusing language.

“During the busy season, it's crucial that we have cash in our hands on time. Fundbox makes that possible.”

Kyle Parsons, CEO, Indosole

“When it comes to using Fundbox, the real kicker is how easy it is to use.”

DeeDee Hunt, founder and CEO, ARTdeezine

“Our partnership with Fundbox has allowed us to start and grow this division. It went from an idea two years ago, to pushing hundreds of thousands of dollars in revenue in these first four years. I’m really pleased.”

J. Alan Fagan, Founder and CEO, Mattox Group

How it works

Apply in two easy steps

Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect your accounting software or bank account. We do not store your login credentials and applying will not affect your credit score.

Funds transfer right away

If approved, draw funds anytime. They’ll transfer to your account as soon as the next business day. You’ll always see your interest beforehand. Only pay when you draw funds.

Pay us back over time

You’ll pay in equal installments over the course of your 12 or 24 week plan. Pay early and save on interest. Your available credit replenishes as you pay.

Apply in two easy steps

Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect your accounting software, bank account, or credit score. We do not store your login credentials and applying will not affect your credit score.

Get net-60 terms

You get 60 days to pay us without interest. After, extend your terms week-by-week in most U.S. states. Pay in full at any time without penalty, or take your time for up to a year.

Control your cash flow

Continue making purchases with net terms up to your credit limit across all merchants in our growing network. Pay when you’re ready so you can preserve your cash flow.

{'id': 2, 'net': '/pay/register', 'thanks': 'Great, thanks. Ready to apply?', 'link': '/signup', 'items': [{'id': 1, 'title': 'hire more people', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 2, 'title': 'buy new equipment', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 3, 'title': 'pay my employees', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 4, 'title': 'fund a new project', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 5, 'title': 'stock more inventory', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 6, 'title': 'do all these things', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}], 'blockType': 7, 'color': 'FED462'}

Type here how much credit you need (up to $100,000)

I want

Type here how much credit you need (up to $100,000)

Minimum amount is $1,500

Maximum amount is $100,000

Minimum amount is $1,500

Maximum amount is $100,000

Your weekly interest payment could start at $3.88

Your weekly principal payment would be $87.22

After 12 weeks your total would be $1046.22

My vendor invited me to apply for net terms

[{'id': 1, 'title': 'hire more people', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 2, 'title': 'buy new equipment', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 3, 'title': 'pay my employees', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 4, 'title': 'fund a new project', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 5, 'title': 'stock more inventory', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}, {'id': 6, 'title': 'do all these things', 'subtitle': '', 'link': '', 'text': '', 'img': None, 'visible': True}]

Tell us the reason you need credit.

so I can

Tell us the reason you need credit.

hire more people

buy new equipment

pay my employees

fund a new project

stock more inventory

do all these things

Sorry, that’s not a covered expense

Great, thanks. Ready to apply?

Find out if your business is eligible for funding

Do I qualify?

Does your company have a business checking account?

Can you share some of your business history?

We’d like to see at least two months of activity in a supported accounting software or three months of transactions in a business bank account.

Is your business based in the U.S.?

We serve the 50 United States and the U.S. territories of Guam, American Samoa, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.

Do I qualify?

Ok, we can’t offer you access to funding right now.

That doesn’t mean you won’t qualify in the future—it means there are a few things you can do first, to improve your eligibility.

Learn More

Great!

Ready to apply?

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Business Line of Credit Guide

How could your business benefit from a business line of credit?

If you own a small business, you probably already know that sometimes you need a little extra cash. Even the most successful small businesses experience slow sales, late invoice payments, urgent unplanned expenses, and other short-term situations where cash flow is uncertain. In situations like these, access to some extra working capital can mean the difference between closing your business or surviving the tough times and coming out on top.