
Apply and you can get a credit decision in minutes. Funds transfer as soon as the next business day.
Draw from your dashboard. Funds arrive in your business checking account. We’re here to help if you need us.
Always see your payment total before you commit. No confusing language. No penalty to repay early.

Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect your accounting software or bank account. We do not store your login credentials and applying will not affect your credit score.
If approved, draw funds anytime. They’ll transfer to your account as soon as the next business day. You’ll always see your interest beforehand. Only pay when you draw funds.
You’ll pay in equal installments over the course of your 12 or 24 week plan. Your available credit replenishes as you pay. There's no penalty if you repay early.
Give us a look inside your business to get a quick credit decision. First, share some basic information about your company. Second, connect your accounting software, bank account, or credit score. We do not store your login credentials and applying will not affect your credit score.
You get 60 days to pay us without interest. After, extend your terms week-by-week in most U.S. states. Pay in full at any time without penalty, or take your time for up to a year.
Continue making purchases with net terms up to your credit limit across all merchants in our growing network. Pay when you’re ready so you can preserve your cash flow.



We’d like to see at least two months of activity in a supported accounting software or three months of transactions in a business bank account.
We serve the 50 United States and the U.S. territories of Guam, American Samoa, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands.
That doesn’t mean you won’t qualify in the future—it means there are a few things you can do first, to improve your eligibility.



Over 100,000 businesses like yours trust Fundbox. We use industry-standard security protocols and best practices.




If you own a small business, you probably already know that sometimes you need a little extra cash. Even the most successful small businesses experience slow sales, late invoice payments, urgent unplanned expenses, and other short-term situations where cash flow is uncertain. In situations like these, access to some extra working capital can mean the difference between closing your business or surviving the tough times and coming out on top.

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Fintech lender Fundbox shows how open banking can be done
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Targeting credit problems that stifle online B2B sales
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Give your customers the chance to apply for net terms so they can buy more from you.
We can help you drive customer loyalty and engagement by offering access to credit.