Episode details. 

In this episode, we dig into a question that every small business cares about: how does capital actually reach the people who need it most?

Our guest, Tanay Jaeel, Head of Product at Stripe Capital, joins us to share how Stripe reimagined lending, from serving merchants directly to powering embedded financing for SaaS platforms worldwide.

We talk about what happens when access to capital becomes seamless, surfacing right when a business owner realizes they need it. Whether it’s a coffee shop investing in new equipment or a SaaS founder bridging a slow season, timing and context are everything.

Tanay also shares how AI is making lending more personalized, how Stripe scaled globally, and why distribution, not just capital, is becoming the real differentiator in small business finance.

Meet the guest. 

Tanay Jaeel leads the Capital Product at Stripe, focused on powering financing for the internet economy. His team’s efforts enable thousands of businesses to access funds necessary to manage cash flows, scale operations, and invest in future growth.