[{"data":1,"prerenderedAt":1121},["ShallowReactive",2],{"$fGzyqcUmZ5k2WW3T1FNGl2Ua-yy0Qed3SSAEzcerLXec":3,"$fXtzRa4vqsINBBB7nwxgswdnJ-KfYcU9UQ3cUfx_llCA":777},{"layout":4,"paths":647},{"_uid":5,"form_id":6,"cta_link":7,"component":8,"cta_label":9,"form_text":10,"form_title":11,"legal_descr":12,"topnav_menu":13,"footer_links":535,"form_title_2":560,"walmart_path":561,"footer_columns":562,"partner_switch":292,"spa_navigation":292,"security_images":612,"notification_text":644,"notification_color":645,"notification_enabled":292,"security_description":646,"notification_btn_href":29,"notification_btn_label":29,"notification_dismissable":292,"notification_homepage_only":40},"a0101e09-b2d6-41bd-82eb-804530d61956","blog-subscriber_resources","\u002Fsignup","_layout","Apply","Subscribe to Fundbox Forward for expert insights and tips every week so you can grow","Want to learn more?","Fundbox makes capital available to businesses through business loans and lines of credit originated by First Electronic Bank or Lead Bank. California businesses: Fundbox makes business loans and lines of credit loans pursuant to California Financing Law license 60DBO-48774. \n\nAll financing is subject to credit approval of a completed application. Fundbox and its bank partners base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. Financing may not be available in all states and may be subject to local restrictions where applicable.",[14,295,503],{"_uid":15,"label":16,"target":17,"columns":293,"component":294,"dropdown":67},"d00b78fd-39c5-491e-a677-adc10a941b95","For Businesses",{"name":18,"created_at":19,"published_at":20,"updated_at":21,"id":22,"uuid":23,"content":24,"slug":283,"full_slug":283,"sort_by_date":67,"position":284,"tag_list":285,"is_startpage":40,"parent_id":286,"meta_data":67,"group_id":287,"first_published_at":288,"release_id":67,"lang":289,"path":290,"alternates":291,"default_full_slug":67,"translated_slugs":67,"_stopResolving":292},"Home","2020-11-06T21:23:02.060Z","2026-08-13T18:03:56.393Z","2026-08-13T18:03:56.405Z",26635888,"7650c754-ee14-4a82-aca1-20cdf2bf0639",{"seo":25,"_uid":31,"body":32,"component":282},{"_uid":26,"title":27,"plugin":28,"og_image":29,"og_title":29,"description":30,"twitter_image":29,"twitter_title":29,"og_description":29,"twitter_description":29},"b3d1873d-7591-46c4-a3f9-5babe7fe9631","Capital Products for Small Businesses","seo_counter","","Fundbox offers fast, easy access to business financing, up to $250,000. Learn how our line of credit and term loan options can unlock growth for your business.","7d483aa8-63f2-4c53-9831-91454b545530",[33,59,218,221,230,241,259,264,280],{"_uid":34,"image":35,"title":41,"cta_link":42,"subtitle":45,"component":46,"cta_label":47,"keypoints":48},"11e65ea9-8cee-48b9-92bd-6f7853a025b8",{"id":36,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":37,"copyright":29,"fieldtype":38,"meta_data":39,"is_external_url":40},22285513,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1962x935\u002Ffb24f1c6d4\u002Fhero-homepage.jpg","asset",{},false,"Funding to \npower your \nbusiness growth",{"id":29,"url":7,"linktype":43,"fieldtype":44,"cached_url":7},"url","multilink","Whether you're handling today’s priorities or preparing for what’s next, Fundbox keeps your cash flow one step ahead.","fbx-hero","Apply now",[49,53,56],{"_uid":50,"text":29,"title":51,"component":52},"c4ffe452-ddd6-412b-90d6-47ed9985467f","Up to $250,000 in funding","text-item",{"_uid":54,"text":29,"title":55,"component":52},"37167b49-7917-4f53-abca-987ae541480b","4.8 Trustpilot score",{"_uid":57,"text":29,"title":58,"component":52},"72037858-f47f-4f8c-8b12-ef8248507681","Flexible repayment terms ",{"_uid":60,"cards":61,"title":85,"partners":86,"component":217},"b02f5dd9-fd90-49bd-9960-4f86e50be8f8",[62,72,79],{"_uid":63,"date":64,"text":65,"image":66,"title":29,"author":29,"industry":69,"location":70,"component":71},"4534fcde-c257-43af-9232-96afce640bb5","02.02.2025","Easy to use, expeditious and simple to understand. Fees on par with what you’d expect. Recommended.",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"source":67,"filename":29,"copyright":67,"fieldtype":38,"meta_data":68},null,{},"Industry","Orlando, FL","review",{"_uid":73,"date":74,"text":75,"image":76,"title":29,"author":29,"industry":69,"location":78,"component":71},"0118695b-f15c-4c6e-8128-bf4a14cfb530","02.26.2025","Fundbox is easy to use from setup to funding when needed. It is fully automated so you can use it in a few minutes instead of the time and application process of other lenders.",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"source":67,"filename":29,"copyright":67,"fieldtype":38,"meta_data":77},{},"Brooklyn, NY",{"_uid":80,"date":81,"text":82,"image":83,"title":29,"author":29,"industry":69,"location":70,"component":71},"e69d6e1f-0fa9-4bd7-9751-645138d437d1","03.04.2025","I love Fundbox. I have been with them for 8 years. The best business line of credit out there. No drama … and the customer service representatives are both helpful and kind. Thanks Fundbox!",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"source":67,"filename":29,"copyright":67,"fieldtype":38,"meta_data":84},{},"Built into the platforms that businesses like you use everyday",[87,97,105,113,121,129,137,145,153,161,169,177,185,193,201,209],{"_uid":88,"link":89,"image":91,"title":95,"component":96},"86b6a87b-3df1-41ff-94dc-294bbf8364ac",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},"story",{"id":92,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":93,"copyright":29,"fieldtype":38,"meta_data":94,"is_external_url":40},173345327836775,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F60x25\u002F22841b2ad2\u002Fstripe-logo.svg",{},"Stripe","image-link",{"_uid":98,"link":99,"image":100,"title":104,"component":96},"75876f03-bb9a-435c-b13f-bc4147eb7873",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":101,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":102,"copyright":29,"fieldtype":38,"meta_data":103,"is_external_url":40},74186776879466,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F53x24\u002Fd42d81e16e\u002Fjoist-logo.svg",{},"Joist",{"_uid":106,"link":107,"image":108,"title":112,"component":96},"fee4fee9-7624-42f1-bc0f-287867d23574",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":109,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":110,"copyright":29,"fieldtype":38,"meta_data":111,"is_external_url":40},74186776883563,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F85x24\u002Fae9a8651c6\u002Ffreshbooks-logo.svg",{},"FreshBooks",{"_uid":114,"link":115,"image":116,"title":120,"component":96},"aa534f84-6927-4104-b74e-e89b4a571ba5",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":117,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":118,"copyright":29,"fieldtype":38,"meta_data":119,"is_external_url":40},79166794785261,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F652x230\u002Fc95518dd84\u002Fautobooks-logo.svg",{},"Autobooks",{"_uid":122,"link":123,"image":124,"title":128,"component":96},"51bb1497-2899-417d-8e93-2453c4c91f4c",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":125,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":126,"copyright":29,"fieldtype":38,"meta_data":127,"is_external_url":40},74186777076080,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F84x24\u002F433d2b0494\u002Fsynchrony-logo.svg",{},"Synchrony",{"_uid":130,"link":131,"image":132,"title":136,"component":96},"bccec7f4-c695-4cde-bba9-0ce2fd5fa245",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":133,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":134,"copyright":29,"fieldtype":38,"meta_data":135,"is_external_url":40},89824470061036,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1357x480\u002F373b5bcad5\u002Fintuit-logo.svg",{},"Intuit",{"_uid":138,"link":139,"image":140,"title":144,"component":96},"372b24fc-b375-40a1-aeb6-9e95f715f128",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":141,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":142,"copyright":29,"fieldtype":38,"meta_data":143,"is_external_url":40},74186777084273,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F54x24\u002Fee13bcb150\u002Fnav-logo.svg",{},"Nav",{"_uid":146,"link":147,"image":148,"title":152,"component":96},"6cb1bfa7-53e3-4cf1-a490-5137363c9ce2",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":149,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":150,"copyright":29,"fieldtype":38,"meta_data":151,"is_external_url":40},74186777071983,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F52x24\u002Fdaba87c9d0\u002Fzoho-logo.svg",{},"Zoho",{"_uid":154,"link":155,"image":156,"title":160,"component":96},"c4a7c82b-5daa-4cfa-9e8e-27d2462b5273",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":157,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":158,"copyright":29,"fieldtype":38,"meta_data":159,"is_external_url":40},74186776875369,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F87x24\u002F2dcd059413\u002Fhousecall-logo.svg",{},"HousecallPro",{"_uid":162,"link":163,"image":164,"title":168,"component":96},"d761ebc0-46d3-4767-9610-964ff0bc1b5b",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":165,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":166,"copyright":29,"fieldtype":38,"meta_data":167,"is_external_url":40},74186777063790,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F59x24\u002Fce2aa29dad\u002Flendio-logo.svg",{},"Lendio",{"_uid":170,"link":171,"image":172,"title":176,"component":96},"020951a2-ea67-4568-a750-1d36dbe507c8",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":173,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":174,"copyright":29,"fieldtype":38,"meta_data":175,"is_external_url":40},120283235344454,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F800x284\u002Ffbd9a492c6\u002Fis-logo.png",{},"Invoice Simple",{"_uid":178,"link":179,"image":180,"title":184,"component":96},"d5c2c1a0-a050-4a04-b262-5c9cc5119650",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":181,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":182,"copyright":29,"fieldtype":38,"meta_data":183,"is_external_url":40},89801814187103,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F277x64\u002F1fc6b5793d\u002Fcantaloupe-logo.svg",{},"Cantaloupe",{"_uid":186,"link":187,"image":188,"title":192,"component":96},"4eb94ee8-9878-4419-85e7-5c4a654637f4",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":189,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":190,"copyright":29,"fieldtype":38,"meta_data":191,"is_external_url":40},74186777063789,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F60x24\u002F6f61d5cf3a\u002Fsofi-logo.svg",{},"SoFi",{"_uid":194,"link":195,"image":196,"title":200,"component":96},"ac5cfb21-250c-492a-bb58-321b0f88390d",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":197,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":198,"copyright":29,"fieldtype":38,"meta_data":199,"is_external_url":40},120281157238850,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F211x68\u002F549bfa4242\u002Fwave-logo.svg",{},"Wave",{"_uid":202,"link":203,"image":204,"title":208,"component":96},"0059ff50-f874-4ae6-9c61-ce0c42abd4fc",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":205,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":206,"copyright":29,"fieldtype":38,"meta_data":207,"is_external_url":40},173291360250768,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F465x107\u002F37ccde61f3\u002Fzenbusiness-logo.svg",{},"Zenbusiness",{"_uid":210,"link":211,"image":212,"title":216,"component":96},"1c45c706-47a1-416c-9f1b-c24cc73b1515",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":213,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":214,"copyright":29,"fieldtype":38,"meta_data":215,"is_external_url":40},208710148379576,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F754x240\u002Ff7f7e6ee0d\u002Fbluevine-logo.svg",{},"Bluevine","fbx-trusted",{"_uid":219,"component":220,"has_divider":40},"f83b836f-713c-459f-8ad7-c2a2f130c0fd","fbx-spacer",{"_uid":222,"title":223,"video":224,"cta_link":7,"subtitle":228,"component":229,"cta_label":47},"1a303893-e661-4bd0-b6f5-bc82a3763f8a","Access the funding you need, \u003Cb>when you need it\u003C\u002Fb>",{"id":225,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":226,"copyright":29,"fieldtype":38,"meta_data":227,"is_external_url":40},22769495,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002F06963c5b74\u002Fbp_compressed.mp4",{},"Running a business comes with unexpected expenses. Unlock funds to cover upfront costs, manage payroll gaps, and grow your business – all with flexible repayment terms.","fbx-text-image",{"_uid":231,"image":232,"video":236,"component":240},"c05dedb1-fa42-4f09-92c0-5ea7e07beb7e",{"id":233,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":234,"copyright":29,"fieldtype":38,"meta_data":235,"is_external_url":40},22154132,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1440x807\u002F1bdc70c653\u002Fgrid-bg.jpg",{},{"id":237,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":238,"copyright":29,"fieldtype":38,"meta_data":239,"is_external_url":40},22769496,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002F628a464e37\u002Fproductflow_v06_compressed.mp4",{},"fbx-masonry",{"tag":242,"_uid":243,"steps":244,"title":257,"component":258},"Flexibility","2cb3bca6-4ab5-4678-855b-2b9818a7f0bc",[245,249,253],{"_uid":246,"text":247,"title":248,"component":52},"0e8d61cc-bf38-4d0a-89b5-377753e1837b","Apply in 3 minutes or less","01",{"_uid":250,"text":251,"title":252,"component":52},"d5b8482f-3a1c-4f71-ba1b-e99f24da6784","Fast access to funds","02",{"_uid":254,"text":255,"title":256,"component":52},"a0c684dd-397e-41be-851d-43d5d69679d5","Flexible repayment terms","03","Funding made \u003Cspan>simple\u003C\u002Fspan>","fbx-steps",{"_uid":260,"title":29,"points":261,"cta_link":7,"component":262,"cta_label":263,"nav_label":29},"e85c062c-c274-409c-9b62-458425459497",[],"fbx-checkmarks","Access funds",{"_uid":265,"items":266,"component":279},"fc14c992-7a15-49cd-93be-dc4d7669d927",[267,271,275],{"_uid":268,"text":269,"title":270,"component":52},"c37638f3-a9ca-4c6c-9180-c29a84690b9e","With the Fundbox line of credit, we purchased new equipment. A new server, when you're doing website development as your primary job, makes a big difference. And over time, Fundbox helped us even-out our cash flow, increase staff, and invest in training.","Sagan Medvec, Co-Founder of Brand Llama",{"_uid":272,"text":273,"title":274,"component":52},"89edcb9f-c4ec-47d7-b39f-9a003a6f18e9","When I heard about Fundbox, I didn’t believe it was real. I decided to apply after reading their reviews, and in less than two days I received funds that I’ve used to pay back outstanding bills and debts.","Muhammet Ariturk, Owner of Istanbul Restaurant",{"_uid":276,"text":277,"title":278,"component":52},"558752ae-e3f9-4bb4-8f05-eb3567c0bf54","As small business owners, we wear a lot of hats from operations to marketing. Some of those tasks are very tedious and time consuming. I thought applying for a loan would be one of those tedious tasks but with Fundbox, the application process was so easy and fast, it did not feel like one of those tasks that I dread to take on.","Bora Kara, co-founder and owner of Beach House Towels and Naughty Waffl","fbx-quotes",{"_uid":281,"component":220,"has_divider":40},"b98e26c0-f539-44e0-b472-d5013ce20968","marketing-page","home",360,[],0,"7502e351-f752-4f50-840f-2670a5d7d899","2020-11-25T19:46:03.000Z","default","\u002F",[],true,[],"dropdown_menu",{"_uid":296,"label":297,"target":298,"columns":502,"component":294,"dropdown":67},"9c29b15d-d4c9-4e2e-820e-2fea68f21e1d","For Platforms",{"name":299,"created_at":300,"published_at":301,"updated_at":302,"id":303,"uuid":304,"content":305,"slug":496,"full_slug":496,"sort_by_date":67,"position":497,"tag_list":498,"is_startpage":40,"parent_id":286,"meta_data":67,"group_id":499,"first_published_at":500,"release_id":67,"lang":289,"path":67,"alternates":501,"default_full_slug":67,"translated_slugs":67,"_stopResolving":292},"Partners","2019-11-10T16:46:51.269Z","2026-08-13T18:04:33.551Z","2026-08-13T18:04:33.564Z",3632162,"a2f3485e-f4ec-4fd6-b4fd-1aa84dceea47",{"seo":306,"_uid":310,"body":311,"cta_link":29,"component":282,"cta_label":29},{"_uid":307,"title":308,"plugin":28,"og_image":29,"og_title":29,"description":309,"twitter_image":29,"twitter_title":29,"og_description":29,"twitter_description":29},"c0cbe86c-2af7-4233-b97a-a5c01d40519b","Digital Lending Platform Partner Program","Our embedded working capital platform helps your business customers unlock financial growth with easier access to lines of credit. Become a partner today.","9d36edd2-7a60-4af0-b23a-48dbc33ad9c5",[312,400,427,457,473,475,485,491],{"_uid":313,"title":314,"video":315,"cta_link":319,"partners":320,"subtitle":397,"component":398,"cta_label":399},"c40c0f70-7a60-46a7-ac23-cc8f233b7207","Capital infrastructure \nto \u003Cspan>power your \nplatform\u003C\u002Fspan>",{"id":316,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":317,"copyright":29,"fieldtype":38,"meta_data":318,"is_external_url":40},22769519,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002F377f6963f0\u002Fpp_api_v08_compressed.mp4",{},"#partner-form",[321,326,331,336,341,346,351,356,361,366,371,376,381,386,391],{"_uid":322,"link":323,"image":324,"title":95,"component":96},"74d1a553-c997-402d-bbdd-f11217a585a7",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":92,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":93,"copyright":29,"fieldtype":38,"meta_data":325,"is_external_url":40},{},{"_uid":327,"link":328,"image":329,"title":104,"component":96},"072ccc37-6a75-4e61-a2b1-a4d1449721bc",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":101,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":102,"copyright":29,"fieldtype":38,"meta_data":330,"is_external_url":40},{},{"_uid":332,"link":333,"image":334,"title":112,"component":96},"00a9648f-0fc2-455f-99bb-1b9db2f63733",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":109,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":110,"copyright":29,"fieldtype":38,"meta_data":335,"is_external_url":40},{},{"_uid":337,"link":338,"image":339,"title":120,"component":96},"4ab5c3bd-e3ad-4f27-899b-5c70abc5769f",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":117,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":118,"copyright":29,"fieldtype":38,"meta_data":340,"is_external_url":40},{},{"_uid":342,"link":343,"image":344,"title":128,"component":96},"8e218c63-01d2-476e-85d8-6c435c651ab5",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":125,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":126,"copyright":29,"fieldtype":38,"meta_data":345,"is_external_url":40},{},{"_uid":347,"link":348,"image":349,"title":136,"component":96},"4cf7267f-51aa-4a7a-ad64-ed6f3af9a16a",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":133,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":134,"copyright":29,"fieldtype":38,"meta_data":350,"is_external_url":40},{},{"_uid":352,"link":353,"image":354,"title":144,"component":96},"e1050cf8-622e-433f-b430-21e845dfec73",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":141,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":142,"copyright":29,"fieldtype":38,"meta_data":355,"is_external_url":40},{},{"_uid":357,"link":358,"image":359,"title":152,"component":96},"ba82a288-6372-466f-82eb-05641f5c6b1a",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":149,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":150,"copyright":29,"fieldtype":38,"meta_data":360,"is_external_url":40},{},{"_uid":362,"link":363,"image":364,"title":160,"component":96},"ba74ba3f-e1d3-4d19-a7c4-32590ddb1caa",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":157,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":158,"copyright":29,"fieldtype":38,"meta_data":365,"is_external_url":40},{},{"_uid":367,"link":368,"image":369,"title":168,"component":96},"a3141e08-d446-487b-b328-770827544d5d",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":165,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":166,"copyright":29,"fieldtype":38,"meta_data":370,"is_external_url":40},{},{"_uid":372,"link":373,"image":374,"title":184,"component":96},"931ef039-a3ce-4797-8d2c-34acd8c8bf63",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":181,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":182,"copyright":29,"fieldtype":38,"meta_data":375,"is_external_url":40},{},{"_uid":377,"link":378,"image":379,"title":192,"component":96},"e8e5435b-1f77-4a2c-96fa-319bb832e6fd",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":189,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":190,"copyright":29,"fieldtype":38,"meta_data":380,"is_external_url":40},{},{"_uid":382,"link":383,"image":384,"title":200,"component":96},"8cef20c5-b208-48f2-bb83-c115c436b741",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":197,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":198,"copyright":29,"fieldtype":38,"meta_data":385,"is_external_url":40},{},{"_uid":387,"link":388,"image":389,"title":208,"component":96},"0b694717-8ddd-4afe-86e0-39ca1744acff",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":205,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":206,"copyright":29,"fieldtype":38,"meta_data":390,"is_external_url":40},{},{"_uid":392,"link":393,"image":394,"title":216,"component":96},"910a9b18-511d-4fba-9a64-bec801a0bd30",{"id":29,"url":29,"linktype":90,"fieldtype":44,"cached_url":29},{"id":213,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":214,"copyright":29,"fieldtype":38,"meta_data":395,"is_external_url":40},{"size":396},"754x240","Embed a full range of capital products, natively within your platform. ","partners-hero","Book a demo",{"_uid":401,"image":402,"items":406,"title":419,"video":420,"cta_link":319,"subtitle":424,"component":425,"cta_label":426},"59901cfd-5945-4c47-bd35-f86194ae75bb",{"id":403,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":404,"copyright":29,"fieldtype":38,"meta_data":405,"is_external_url":40},21188588,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F7395x4160\u002F5e28f363de\u002Fcustomer-feedback.jpg",{},[407,411,415],{"_uid":408,"text":409,"title":410,"component":52},"b3bde0ba-638d-4b5e-8cad-9ff22d3739b8","An API-first, \u003Cspan>fully customizable platform powering end-to-end embedded lending\u003C\u002Fspan>","Full-stack capital platform",{"_uid":412,"text":413,"title":414,"component":52},"b5de3f73-fc93-4218-9c3d-ca23223ee7fd","Capital delivered \u003Cspan>within your customers’ workflows to meet their daily needs\u003C\u002Fspan>","Capital in context",{"_uid":416,"text":417,"title":418,"component":52},"8576c7cf-16b2-48d6-99f0-bf0da56a936b","Proven by 10+ years \u003Cspan>of experience navigating economic cycles\u003C\u002Fspan>","Infrastructure backed by experience","Partner with Fundbox",{"id":421,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":422,"copyright":29,"fieldtype":38,"meta_data":423,"is_external_url":40},22769522,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002Ff39ebc4160\u002Fpartner_compressed.mp4",{},"Unlock the next phase of growth for you and your customers ","fbx-list","Get in touch ",{"tag":414,"_uid":428,"items":429,"title":442,"videos":443,"cta_link":29,"subtitle":29,"component":456,"cta_label":29},"bd70caf8-1990-4102-b11d-add121d67a15",[430,434,438],{"_uid":431,"text":432,"title":433,"component":52},"d04a39df-9220-4096-9178-76c1da0962f7","\u003Ch5>Invoice Financing\u003C\u002Fh5>\n\u003Cp>Offer advance capital based on your customers' outstanding invoices to provide quicker access to funds.\n\u003C\u002Fp>\n\u003Ch5>Revenue Based Financing\u003C\u002Fh5>\n\u003Cp>Provide upfront capital based on future sales, with flexible repayment through a share of actual sales.\u003C\u002Fp>","Cash in ",{"_uid":435,"text":436,"title":437,"component":52},"a51b02c7-781b-46e2-bae7-d2e994716ea5","\u003Ch5>Line of Credit\u003C\u002Fh5>\n\u003Cp>Offer a flexible, revolving credit line enabling small businesses to access funds whenever they need it.\n\u003C\u002Fp>\n\u003Ch5>Term Loan\u003C\u002Fh5>\n\u003Cp>Offer a lump-sum loan with fixed payments designed to meet immediate funding needs.\u003C\u002Fp>","Cash on hand ",{"_uid":439,"text":440,"title":441,"component":52},"9443488f-9b8d-4006-88af-a7a7b10d9307","\u003Ch5>Checkout Financing\u003C\u002Fh5>\n\u003Cp>Embed net terms and installment options at checkout, providing flexibility in when and how payments are made\n\u003C\u002Fp>\n\u003Ch5>Payroll Guard\u003C\u002Fh5>\n\u003Cp>Offer a payroll safeguard by providing short-term coverage to ensure your customers never miss payroll\n\u003C\u002Fp>\n\u003Ch5>Account Payable Financing\u003C\u002Fh5>\u003Cp>Give your customers the ability to pay vendors and suppliers on time, without straining their cash flow with flexible repayment terms that align to their business cycle.\u003C\u002Fp>\n\u003Ch5>SMB card\u003C\u002Fh5>\u003Cp> Offer your SMB customers a card backed by Fundbox credit  for everyday expenses with repayment built around their cash cycle.\u003C\u002Fp>","Cash out ","Meet your customers' needs",[444,448,452],{"id":445,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":446,"copyright":29,"fieldtype":38,"meta_data":447},22769525,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002Fa12edbbb3c\u002Fcashin_compressed.mp4",{},{"id":449,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":450,"copyright":29,"fieldtype":38,"meta_data":451},22769524,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002Fe964bd6906\u002Fcashonhand_compressed.mp4",{},{"id":453,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":454,"copyright":29,"fieldtype":38,"meta_data":455},22769523,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002F2ebb22eed0\u002Fcashout_compressed.mp4",{},"fbx-accordion",{"tag":458,"_uid":459,"items":460,"is_white":292,"component":279},"Partner testimonials","68786ff9-ccb0-45f2-91e1-b4fc24af42c1",[461,465,469],{"_uid":462,"text":463,"title":464,"component":52},"41e9461a-48d4-4e97-8c83-748578fb1226","Our long-standing partnership with Fundbox has empowered thousands of FreshBooks users to access fast, flexible funding when they need it most. The integration is smooth, the team is forward-thinking, and the impact on small businesses is real. That’s the kind of partner we value.","Director of Business Development, FreshBooks",{"_uid":466,"text":467,"title":468,"component":52},"447b0993-f46f-4f7a-927c-ed86f40fa8d4","Fundbox brings the ideal blend of innovation and partnership. By integrating Fundbox into Nav's platform, we're helping small business owners gain smarter, faster access to capital through a seamless experience.","Levi King, Chief Executive Officer, Nav",{"_uid":470,"text":471,"title":472,"component":52},"6d22efee-35e0-4f96-8262-8f267ee2ef74","We chose Fundbox because they understand the small business journey—and they’ve built products that are as easy to use as they are impactful. It’s a strong match for our small business members.","Andrey Ryazanov, Business Lead, SoFi Lending Corp.",{"_uid":474,"component":220,"is_narrow":40,"has_divider":40},"7dfcdd79-a48f-43ca-a0f6-515e2f3cb7f5",{"_uid":476,"image":477,"items":479,"title":29,"video":480,"is_solid":40,"component":484},"e8be2dfd-6366-428d-8074-21e4b7fc0131",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"source":67,"filename":29,"copyright":67,"fieldtype":38,"meta_data":478},{},[],{"id":481,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":482,"copyright":29,"fieldtype":38,"meta_data":483,"is_external_url":40},22769527,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002Fx\u002F0749dc80cd\u002Ffslp_v02_compressed.mp4",{},"fbx-grid",{"_uid":486,"title":487,"cta_link":319,"subtitle":488,"component":489,"cta_label":490},"33c27cc8-4f77-4b81-be7c-c46fe63acbdf","The Fundbox results","Industry leading speed and ease of application. ","fbx-numbers","Partner with Fundbox today",{"_uid":492,"title":493,"is_long":40,"cta_link":319,"cta_text":494,"is_white":40,"component":495,"cta_label":9},"57fc1c23-e0ea-4c71-ad2d-006d61627bf0","Capital made simple","Streamline your capital\nwith embedded financial products","fbx-cta","partners",340,[],"502c9a1f-6aa8-4e89-a86e-cff3b730db51","2019-11-10T21:50:57.000Z",[],[],{"_uid":504,"label":505,"target":29,"columns":506,"component":294,"dropdown":505},"047dae72-d22f-43fe-bd0b-2d9b163b7810","Company",[507],{"_uid":508,"links":509,"title":29,"component":534},"882e8661-578d-4a13-8bcf-fb3b9c34efa1",[510,517,523,528],{"_uid":511,"hash":29,"link":512,"label":515,"target":29,"component":516},"56531e92-4e4b-4452-b89e-41be4b25544e",{"id":513,"url":29,"linktype":90,"fieldtype":44,"cached_url":514},"66bbf397-dcc5-48f6-bd7f-fafda425a4b3","about\u002F","About","link",{"_uid":518,"hash":29,"link":519,"label":522,"target":29,"component":516},"9e356193-ce00-4a76-9b44-0fd42d0ddb38",{"id":520,"url":29,"linktype":90,"fieldtype":44,"cached_url":521},"cd7c5122-516d-4834-9a8c-1f2f6602e005","faq","FAQ",{"_uid":524,"hash":29,"link":525,"label":527,"target":29,"component":516},"c98605a1-432f-4831-b0a4-90486e74b143",{"id":29,"url":526,"linktype":43,"fieldtype":44,"cached_url":526},"https:\u002F\u002Fhelp.fundbox.com\u002Fs\u002F","Help Center",{"_uid":529,"hash":29,"link":530,"label":533,"target":29,"component":516},"4b43edea-4854-41ef-80df-08c5546414b4",{"id":531,"url":29,"linktype":90,"fieldtype":44,"cached_url":532},"7e7dd56e-b02d-44fd-9495-e26e2f085557","careers","Careers","link-section",[536,542,548,554],{"_uid":537,"link":538,"label":541,"component":516},"d37871ad-ee63-41e3-a6ab-216c10f3fb4c",{"id":539,"url":29,"linktype":90,"fieldtype":44,"cached_url":540},"28f4ed93-5b89-49ee-843b-ca08c4618d68","tou","Terms of Use",{"_uid":543,"hash":29,"link":544,"label":547,"target":29,"component":516},"510467b7-7607-4983-ac56-620ed87c2330",{"id":545,"url":29,"linktype":90,"fieldtype":44,"cached_url":546},"96385c8b-c973-46c1-bf99-0291b7c1bbba","privacy","Privacy Policy",{"_uid":549,"link":550,"label":553,"component":516},"bbc535b1-d1a3-42cc-8704-9793784c73d3",{"id":551,"url":29,"linktype":90,"fieldtype":44,"cached_url":552},"84aa9daf-35b4-47a9-9cc7-0a97c2c62d32","disclaimers","Disclaimers",{"_uid":555,"hash":29,"link":556,"label":559,"target":29,"component":516},"f12956f7-cd0e-4ab4-a90f-22eecfe5e865",{"id":557,"url":29,"linktype":90,"fieldtype":44,"cached_url":558},"e91ffbdc-79e7-49cb-9c7b-3031c694d98f","prohibited-businesses","Prohibited Businesses","Ready to move your business forward?","\u002Fsignup?campaign_id=walmart&campaign_source=walmart&campaign_name=walmart%20app%20store",[563,573,589],{"_uid":564,"links":565,"title":572,"component":534},"0b11123e-8fe4-40c4-82de-450f20342079",[566,569],{"_uid":567,"hash":29,"link":568,"label":16,"target":29,"component":516},"0f2cf085-8747-4281-b29a-558bdcb7f73f",{"id":23,"url":29,"anchor":29,"linktype":90,"fieldtype":44,"cached_url":283},{"_uid":570,"link":571,"label":297,"target":29,"component":516},"f9c80512-2b21-4e6f-a817-01aecec5648a",{"id":304,"url":29,"linktype":90,"fieldtype":44,"cached_url":496},"Solutions",{"_uid":574,"links":575,"title":505,"component":534},"f10c2249-4cb5-4e43-a7dc-d69c9e0612e5",[576,580,583],{"_uid":577,"link":578,"label":515,"component":516},"13a463d1-6551-4ae0-9ec9-51b7df96b67f",{"id":513,"url":29,"linktype":90,"fieldtype":44,"cached_url":579},"about",{"_uid":581,"hash":29,"link":582,"label":533,"target":29,"component":516},"44077a46-933d-4033-9aba-1e931c703e68",{"id":531,"url":29,"linktype":90,"fieldtype":44,"cached_url":532},{"_uid":584,"hash":29,"link":585,"label":588,"target":29,"component":516},"05184ed9-e5a5-4ecd-bead-780b5a989205",{"id":586,"url":29,"linktype":90,"fieldtype":44,"cached_url":587},"fb2d1711-5447-4173-83c6-c4dce62874cb","newsroom\u002F","Newsroom",{"_uid":590,"links":591,"title":611,"component":534},"a5e92524-b0a6-446a-969f-1e15cdd87122",[592,595,599,605],{"_uid":593,"hash":29,"link":594,"label":522,"target":29,"component":516},"8044197b-2816-494e-84bb-3b99661ad084",{"id":520,"url":29,"linktype":90,"fieldtype":44,"cached_url":521},{"_uid":596,"hash":29,"link":597,"label":527,"target":598,"component":516},"09818f31-06e4-4c47-9888-6c52d6b74d12",{"id":29,"url":526,"linktype":43,"fieldtype":44,"cached_url":526},"blank",{"_uid":600,"hash":29,"link":601,"label":604,"target":29,"component":516},"fa4289cf-8b1e-455b-9d53-88340d4603b3",{"id":602,"url":29,"linktype":90,"fieldtype":44,"cached_url":603},"d7ac2d67-a173-43d2-9f7e-a0b4ca0495bb","blog\u002F","Blog",{"_uid":606,"hash":29,"link":607,"label":610,"target":29,"component":516},"746ff2c8-f144-4559-b80a-ec8c1e157e7d",{"id":608,"url":29,"linktype":90,"fieldtype":44,"cached_url":609},"e74a45bf-34e8-43c8-89b1-2bf8c8d19d19","contact","Contact","Help",[613,620,628,635],{"_uid":614,"link":615,"image":617,"title":619,"component":96},"22eb00a6-c630-469d-8284-cc7b4f63a3c6",{"id":29,"url":616,"linktype":43,"fieldtype":44,"cached_url":616},"https:\u002F\u002Fwww.bbb.org\u002Fus\u002Fca\u002Fsan-francisco\u002Fprofile\u002Ffinancial-services\u002Ffundbox-inc-1116-462656#bbbseal",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"filename":618,"copyright":67,"fieldtype":38},"\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F120x44\u002F68b829f50b\u002Fbbb-2x.png","Better Business Bureau Accredited Business",{"_uid":621,"link":622,"image":624,"title":627,"component":96},"7171b5ee-0801-4357-ad53-f51044ffc69f",{"id":29,"url":623,"linktype":43,"fieldtype":44,"cached_url":623},"https:\u002F\u002Fwww.trustedsite.com\u002Fverify?js=1&host=fundbox.com",{"id":625,"alt":29,"name":29,"focus":67,"title":29,"filename":626,"copyright":29,"fieldtype":38},2390547,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F230x96\u002F39c0b6e7ff\u002Ftrusted-site.png","Trusted Site",{"_uid":629,"link":630,"image":632,"title":634,"component":96},"41846b5b-433c-4aa3-978d-9da00a34fa10",{"id":29,"url":631,"linktype":43,"fieldtype":44,"cached_url":631},"https:\u002F\u002Fwww.google.com\u002Fmaps\u002Fplace\u002FFundbox\u002F@33.0728369,-96.8258557,17z\u002Fdata=!4m7!3m6!1s0x8085808627558c1f:0xf78b0f5a376e6a08!8m2!3d33.0728369!4d-96.823667!9m1!1b1?hl=en",{"id":67,"alt":67,"name":29,"focus":67,"title":67,"filename":633,"copyright":67,"fieldtype":38},"\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F134x54\u002F60c84fb394\u002Fgoogle-reviews-2x.png","Google Reviews",{"_uid":636,"link":637,"image":639,"title":643,"component":96},"874b4332-f4bb-4c3a-b076-ba697d794aed",{"id":29,"url":638,"linktype":43,"fieldtype":44,"cached_url":638},"https:\u002F\u002Fwww.trustpilot.com\u002Freview\u002Ffundbox.com",{"id":640,"alt":29,"name":29,"focus":29,"title":29,"source":29,"filename":641,"copyright":29,"fieldtype":38,"meta_data":642,"is_external_url":40},173297676410233,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F4618x624\u002F7025473773\u002Ftrust-pilot-4-5.svg",{},"Trustpilot","We updated our \u003Ca href=\"\u002Fprivacy\" target=\"_blank\" class=\"link-underline\">Privacy Policy\u003C\u002Fa> on August 11, 2026. ","lightblue","Security is our top priority. We use industry best practice security protocols.",{"\u002Fnewsroom":648,"\u002Fabout":650,"\u002Fpodcasts\u002Fengineering-the-smb-capital-stack":652,"\u002Fwalmart":656,"\u002Fmarketplace\u002Fadcritter":660,"\u002Fmarketplace\u002Faweber":664,"\u002F":668,"\u002Fmarketplace\u002Fbench":670,"\u002Fmarketplace\u002Fnext":674,"\u002Fmarketplace\u002Fclio":678,"\u002Fmarketplace\u002Fcoverwallet":682,"\u002Fmarketplace\u002Ffreshbooks":686,"\u002Fmarketplace\u002Fgusto":689,"\u002Fmarketplace\u002Findeed":693,"\u002Fmarketplace":697,"\u002Fmarketplace\u002Fsevenrooms":701,"\u002Fmarketplace\u002Fzoho-books":705,"\u002Fmarketplace\u002Ftailor-brands":709,"\u002Fmarketplace\u002Ftherapynotes":713,"\u002Fmarketplace\u002Fhatch":717,"\u002Fapplicant-privacy-notice":721,"\u002Fmarketplace\u002F1-800accountant":725,"\u002Faustralia-addendum":729,"\u002Fmarketplace\u002Fbroadly":733,"\u002Fstate-privacy-notice":737,"\u002Fmarketplace\u002Falignable":741,"\u002Fmarketplace\u002Fzoho-invoice":745,"\u002Fprohibited-businesses":749,"\u002Fmarketplace\u002Fskip":751,"\u002Fprivacy-fr":755,"\u002Fprivacy":759,"\u002Ftou":761,"\u002Fdisclaimers":763,"\u002Fmobile-app":765,"\u002Fcareers":769,"\u002Fcontact":771,"\u002Fpartners":773,"\u002Ffaq":775},{"slug":649,"title":588,"uuid":586},"\u002Fnewsroom",{"slug":651,"title":515,"uuid":513},"\u002Fabout",{"slug":653,"title":654,"uuid":655},"\u002Fpodcasts\u002Fengineering-the-smb-capital-stack","Engineering the SMB Capital Stack","e6396e55-f95f-4e78-9aa9-eb3b6c519ecf",{"slug":657,"title":658,"uuid":659},"\u002Fwalmart","Walmart","81bf06ed-e116-44fa-9d53-21b30f338f4a",{"slug":661,"title":662,"uuid":663},"\u002Fmarketplace\u002Fadcritter","AdCritter","5a8431f5-998f-49ff-a7dd-fe52b3633853",{"slug":665,"title":666,"uuid":667},"\u002Fmarketplace\u002Faweber","AWeber","dd1510fe-bffc-44ac-8cc9-1f3917eae24f",{"slug":669,"title":18,"uuid":23},"\u002Fhome",{"slug":671,"title":672,"uuid":673},"\u002Fmarketplace\u002Fbench","Bench","64ed15e6-e290-4e6f-abc5-644704f0fb64",{"slug":675,"title":676,"uuid":677},"\u002Fmarketplace\u002Fnext","NEXT","ae9f252b-f584-4eef-baad-bc185899f36e",{"slug":679,"title":680,"uuid":681},"\u002Fmarketplace\u002Fclio","Clio","f8e0a631-d82f-4a14-91a7-8823491e9027",{"slug":683,"title":684,"uuid":685},"\u002Fmarketplace\u002Fcoverwallet","CoverWallet","1e863228-5d85-469c-987b-f3d393c545fc",{"slug":687,"title":112,"uuid":688},"\u002Fmarketplace\u002Ffreshbooks","60e6bf2e-efa0-4af9-810c-cbb9c4aac989",{"slug":690,"title":691,"uuid":692},"\u002Fmarketplace\u002Fgusto","Gusto","272a2aae-67a5-4c0c-a950-410e9affbb39",{"slug":694,"title":695,"uuid":696},"\u002Fmarketplace\u002Findeed","Indeed","55626fcd-0682-4222-b95e-bca2fb988f3f",{"slug":698,"title":699,"uuid":700},"\u002Fmarketplace","Marketplace","8feb6f9f-1d21-48b8-9ff0-ab43912ed052",{"slug":702,"title":703,"uuid":704},"\u002Fmarketplace\u002Fsevenrooms","SevenRooms","950cc10f-325f-4826-a5a1-70968ddd465a",{"slug":706,"title":707,"uuid":708},"\u002Fmarketplace\u002Fzoho-books","Zoho Books","bbe90abf-5a9c-41dd-bdff-3fbf5f350db5",{"slug":710,"title":711,"uuid":712},"\u002Fmarketplace\u002Ftailor-brands","Tailor Brands","b5a929e5-c714-41ef-b321-df02d1102950",{"slug":714,"title":715,"uuid":716},"\u002Fmarketplace\u002Ftherapynotes","TherapyNotes","706883ab-3ffb-4af3-a367-e0e439f7368f",{"slug":718,"title":719,"uuid":720},"\u002Fmarketplace\u002Fhatch","Hatch","01eb5b5a-78ac-4bc8-833e-e5e1adc3b89c",{"slug":722,"title":723,"uuid":724},"\u002Fapplicant-privacy-notice","Applicant Privacy Notice","d20ac32d-03f4-4a70-b8f7-9f707b06e22e",{"slug":726,"title":727,"uuid":728},"\u002Fmarketplace\u002F1-800accountant","1-800Accountant","77bce0f2-2e9e-4c31-94b7-3fe5f4189570",{"slug":730,"title":731,"uuid":732},"\u002Faustralia-addendum","Australia Addendum","e0c165dc-3336-4a58-9f71-d712485f92f7",{"slug":734,"title":735,"uuid":736},"\u002Fmarketplace\u002Fbroadly","Broadly","3e38d636-1470-44c7-b193-217c4e0eb7bd",{"slug":738,"title":739,"uuid":740},"\u002Fstate-privacy-notice","State privacy notice","6b3e5090-7259-4365-b629-2ec54a1dd455",{"slug":742,"title":743,"uuid":744},"\u002Fmarketplace\u002Falignable","Alignable ","d81607a4-638f-4813-b1a0-1e458ec6a812",{"slug":746,"title":747,"uuid":748},"\u002Fmarketplace\u002Fzoho-invoice","Zoho Invoice","a1f5495e-7cba-4513-aa67-d8fefe0e4e95",{"slug":750,"title":559,"uuid":557},"\u002Fprohibited-businesses",{"slug":752,"title":753,"uuid":754},"\u002Fmarketplace\u002Fskip","Skip ","bd66b8c1-3e82-498b-ace8-7f0e19183612",{"slug":756,"title":757,"uuid":758},"\u002Fprivacy-fr","Privacy Policy - French","fb407bc4-cd10-49a6-a4b7-5e679953b798",{"slug":760,"title":547,"uuid":545},"\u002Fprivacy",{"slug":762,"title":541,"uuid":539},"\u002Ftou",{"slug":764,"title":553,"uuid":551},"\u002Fdisclaimers",{"slug":766,"title":767,"uuid":768},"\u002Fmobile-app","Mobile App","fa9200f8-3215-4e3f-a6fa-c3cb8be88892",{"slug":770,"title":533,"uuid":531},"\u002Fcareers",{"slug":772,"title":610,"uuid":608},"\u002Fcontact",{"slug":774,"title":299,"uuid":304},"\u002Fpartners",{"slug":776,"title":522,"uuid":520},"\u002Ffaq",{"name":778,"created_at":779,"published_at":780,"updated_at":781,"id":782,"uuid":783,"content":784,"slug":1074,"full_slug":1075,"sort_by_date":67,"position":1076,"tag_list":1077,"is_startpage":40,"parent_id":1078,"meta_data":67,"group_id":1079,"first_published_at":1080,"release_id":67,"lang":289,"path":67,"alternates":1081,"default_full_slug":67,"translated_slugs":67,"tag_pages":1082,"related_posts":1087},"Payroll Factoring","2019-12-05T21:21:32.767Z","2026-08-24T21:37:11.083Z","2026-08-24T21:37:11.099Z",4658421,"61d70e1a-5e6f-401d-8ce8-ed401c174d4e",{"seo":785,"_uid":789,"tags":790,"title":787,"content":792,"category":1068,"subtitle":1069,"component":1070,"thumbnail":1071,"thumbnail_is_grayscale":292,"thumbnail_shmiggle_type":806},{"_uid":786,"title":787,"plugin":28,"og_image":29,"og_title":29,"description":788,"twitter_image":29,"twitter_title":29,"og_description":29,"twitter_description":29},"ad098752-5731-417c-81df-0a665647576a","Payroll Factoring Guide","This guide explains payroll factoring as an option for your business. Payroll invoice financing requires working with a factoring company.","0aa8f9af-5d79-47b6-99be-1aeb7801a74d",[791],"e6dd9595-e9bf-47ea-ba18-48f2cb77ff70",{"type":793,"content":794},"doc",[795,809,817,829,834,849,854,876,881,885,956,961,965,970,974,978,982,987,991,995,1000,1007,1012,1024,1030],{"type":796,"attrs":797},"blok",{"id":798,"body":799},"57f6819f-217e-4eb9-a05c-5461272ac953",[800],{"alt":801,"_uid":802,"image":803,"shmigle":806,"component":807,"grayscale":292,"shmigle_color":808},"Payroll records sit on a desk near a calculator.","i-c64ca30d-cf34-40e8-9cce-a17797b31b4f",{"id":804,"alt":67,"name":801,"focus":67,"title":67,"filename":805,"copyright":67,"fieldtype":38},1452963,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1000x667\u002F11f9f73cf4\u002Fpayroll_shutterstock_241271677.jpg","circle","inline-image","sand",{"type":810,"attrs":811,"content":813},"heading",{"level":812},2,[814],{"text":815,"type":816},"Intro To Payroll Factoring","text",{"type":818,"content":819},"paragraph",[820,822,824,826,827],{"text":821,"type":816},"By law, all businesses must pay employees in a timely manner. After all, as a business owner, you are responsible for the livelihoods of other people. However, once in a while in tough financial situations, making payroll can be a challenge. If you have outstanding invoices with net terms between 15 to 90 days, there’s a chance that your customers will pay you only after a payroll cycle or two. This create a huge gap in your cash flow, putting your employees at risk for not getting paid. Luckily, there is a type of financing called",{"text":823,"type":816}," ",{"text":825,"type":816},"payroll invoice",{"text":823,"type":816},{"text":828,"type":816},"factoring that solves this common issue.",{"type":810,"attrs":830,"content":831},{"level":812},[832],{"text":833,"type":816},"What is payroll invoice factoring?",{"type":818,"content":835},[836,838,839,841,847],{"text":837,"type":816},"Payroll invoice factoring is a solution that helps generate earlier cash flow for businesses with outstanding invoices with long net terms, usually between 30 to 120 days. It is not a loan, but rather a transfer of invoice from your business to a third-party company called a factoring company. Through payroll invoice financing, the company will be able to supply you with an advancement in exchange for your invoices. Thanks to this type of financing,",{"text":823,"type":816},{"text":840,"type":816},"business can continue working hard to ",{"text":842,"type":816,"marks":843},"run their businesses without worrying about losing their loyal employees",[844],{"type":516,"attrs":845},{"href":846,"uuid":67,"anchor":67,"target":67,"linktype":90},"https:\u002F\u002Ffundbox.com\u002Fblog\u002Fsimplify-small-business-payroll\u002F",{"text":848,"type":816},".",{"type":810,"attrs":850,"content":851},{"level":812},[852],{"text":853,"type":816},"Who can benefit from payroll invoice factoring?",{"type":818,"content":855},[856,858,866,868,869,875],{"text":857,"type":816},"Any business that employs employees will benefit from payroll ",{"text":859,"type":816,"marks":860},"invoice factoring",[861],{"type":516,"attrs":862},{"href":863,"uuid":864,"anchor":67,"target":865,"linktype":90},"\u002Fresources\u002Fguides\u002Finvoice-factoring","816c11dd-14be-4598-856a-0ad1a65c8e9b","_self",{"text":867,"type":816},". Regardless of whether they are full-time or part-time employees, employees rely on their paycheck to stay motivated to work. Many business owners would agree that the key ingredients to running a",{"text":823,"type":816},{"text":870,"type":816,"marks":871},"successful business is to take care of their employees",[872],{"type":516,"attrs":873},{"href":874,"uuid":67,"anchor":67,"target":67,"linktype":90},"https:\u002F\u002Ffundbox.com\u002Fblog\u002F3-ways-to-put-your-employees-first\u002F",{"text":848,"type":816},{"type":810,"attrs":877,"content":878},{"level":812},[879],{"text":880,"type":816},"Problems & Solutions Faced by Payroll Invoice Factoring",{"type":818,"content":882},[883],{"text":884,"type":816},"Making sure that you can make payroll each week has more underlying benefits. This includes:",{"type":886,"content":887},"bullet_list",[888,907,926,945],{"type":889,"content":890},"list_item",[891],{"type":818,"content":892},[893,898,899,901,905],{"text":894,"type":816,"marks":895},"Protecting Personal Savings",[896],{"type":897},"bold",{"text":823,"type":816},{"text":900,"type":816},"- Especially for startups, when business owners find it difficult to make payroll, they usually take a pay cut or start digging into their personal savings. If they do not have enough savings or have already made huge cut into their own salaries, they can start drawing funds from family, friends, or even retirement accounts. While making sacrifices and being resourceful is admirable for any business owner, this method of making payroll can put a business owner’s own financial health at risk. With ",{"text":859,"type":816,"marks":902},[903],{"type":516,"attrs":904},{"href":863,"uuid":864,"anchor":67,"target":67,"linktype":90},{"text":906,"type":816},", your personal savings is safe and will stay untouched, so that you can focus on running the business instead of worry about your own personal issues.",{"type":889,"content":908},[909],{"type":818,"content":910},[911,915,917,924],{"text":912,"type":816,"marks":913},"Avoid Additional Debt",[914],{"type":897},{"text":916,"type":816},"- Many business owners also turn to taking on a traditional ",{"text":918,"type":816,"marks":919},"business loans",[920],{"type":516,"attrs":921},{"href":922,"uuid":923,"anchor":67,"target":67,"linktype":90},"\u002Fresources\u002Fguides\u002Fsmall-business-loans","e1f2c8d1-6bc0-476d-b409-9ff5c1d87209",{"text":925,"type":816}," to make payroll. However, they must pay loans back and will rack up much higher interest rates than the fees charged by invoice factoring. In addition, especially for young businesses, some businesses may not even qualify for a loan and may take on the risk of putting their house as collateral or even higher interest rates. With invoice factoring, there is no loan - it is the sale of invoices, which mean the fee is small and the approval process can be much faster.",{"type":889,"content":927},[928],{"type":818,"content":929},[930,934,935,937,943],{"text":931,"type":816,"marks":932},"Prevent Layoffs",[933],{"type":897},{"text":823,"type":816},{"text":936,"type":816},"- Finding great talent to work for you is not easy, especially when these individuals gained so much valuable experience that they did working for you. Taking on invoice factoring ensures that you can ",{"text":938,"type":816,"marks":939},"keep your talent",[940],{"type":516,"attrs":941},{"href":942,"uuid":67,"anchor":67,"target":67,"linktype":90},"https:\u002F\u002Ffundbox.com\u002Fblog\u002Fhow-to-retain-millennial-employees\u002F",{"text":944,"type":816}," and prevent laying them off. As you grow, your most experienced employees will be the ones who will really be the backbone to your success. Your ability to secure their jobs and pay them in a timely manner is your commitment to them in exchange for their commitment to you.",{"type":889,"content":946},[947],{"type":818,"content":948},[949,953,954],{"text":950,"type":816,"marks":951},"Avoid lawsuits and penalties",[952],{"type":897},{"text":823,"type":816},{"text":955,"type":816},"- If you fail to pay your employees on time or at all, you are at risk of being hit with federal and state tax liabilities, IRS penalties, and lawsuits. These types of issues are time consuming to deal with and will only add additional costs as you may need to hire a lawyer and will be taking time out of your busy day to resolve them.",{"type":810,"attrs":957,"content":958},{"level":812},[959],{"text":960,"type":816},"How does Payroll Invoice Factoring Work",{"type":818,"content":962},[963],{"text":964,"type":816},"Business interested in receiving payroll invoice financing must work with a factoring company to begin this process. Although there are many factoring companies out there that provide payroll invoice factoring, each one works more or less along the same line:",{"type":810,"attrs":966,"content":967},{"level":812},[968],{"text":969,"type":816},"1 - Research and Find a Factor",{"type":818,"content":971},[972],{"text":973,"type":816},"First, as soon as you have sent out your invoices with a due date between 30 to 120 days, you can begin searching for a factoring company that is best fit for your business and sell your invoices to them.",{"type":818,"content":975},[976],{"text":977,"type":816},"Once you have completed your research and picked a factoring company, the factoring company will check your business as well as the past and present invoices you are factoring. They may also ask for information as well as credit checks on your clients.",{"type":818,"content":979},[980],{"text":981,"type":816},"After passing this review, the factoring company will give you an agreement to review and sign. It is helpful for you to bring in a lawyer to review this document as this agreement will include details about all fees, the payment plan and conditions, and the initial maximum fund amount you can receive, which would be the maximum factored amount outstanding at any time.",{"type":810,"attrs":983,"content":984},{"level":812},[985],{"text":986,"type":816},"2 - Signing the Factor Agreement",{"type":818,"content":988},[989],{"text":990,"type":816},"After you sign the agreement, the factoring process will begin. First, the factor will give you an advancement either by bank wire or check that you can use called the advance rate, which is usually 80% - 90% of the invoice’s value. You can start using this advancement as soon as 3 business days.",{"type":818,"content":992},[993],{"text":994,"type":816},"Also, since factoring usually involves transferring the responsibility of bill collections away from the factoring company, the factoring company will also contact the clients with information on how to send payments. Your clients need to be informed of your factoring agreement in order to understand why they will be paying a different company.",{"type":810,"attrs":996,"content":997},{"level":812},[998],{"text":999,"type":816},"3 - Your Clients Pays the Invoice",{"type":818,"content":1001},[1002,1004,1005],{"text":1003,"type":816},"After the client has paid for the invoice on time, the factoring company will send any remaining balances, known as the reverse amount, to you. As compensation for this invoice factoring services,",{"text":823,"type":816},{"text":1006,"type":816},"the factoring company will also deduct a service fee, or rebate, from the remittance. Your agreement outlines this fee ahead of time.",{"type":810,"attrs":1008,"content":1009},{"level":812},[1010],{"text":1011,"type":816},"How does Invoice Receivables Financing Work?",{"type":818,"content":1013},[1014,1016,1022],{"text":1015,"type":816},"As you are considering invoice factoring, you may also be interested in a similar financing plan called payroll invoice financing, or invoice receivables financing. Like invoice factoring, invoice financing also solves the issue of limited or low ",{"text":1017,"type":816,"marks":1018},"cash flow issues",[1019],{"type":516,"attrs":1020},{"href":1021,"uuid":67,"anchor":67,"target":865,"linktype":43},"https:\u002F\u002Ffundbox.com\u002Fblog\u002Fcommon-issues-affecting-cash-flow-statement\u002F",{"text":1023,"type":816}," by providing advancements on invoices. Also, payroll invoice factoring also requires a third party company to coordinate the financing.",{"type":818,"content":1025},[1026],{"text":1027,"type":816,"marks":1028},"What separates invoice factoring from invoice financing are:",[1029],{"type":897},{"type":886,"content":1031},[1032,1038,1044,1050,1056,1062],{"type":889,"content":1033},[1034],{"type":818,"content":1035},[1036],{"text":1037,"type":816},"Invoice financing companies have many tools to determine your customers’ reliability without a credit check, so credit checks aren’t required",{"type":889,"content":1039},[1040],{"type":818,"content":1041},[1042],{"text":1043,"type":816},"You have complete responsibility for receiving invoice payments from your clients and responsible for paying your advancement plus fee back to the third-party",{"type":889,"content":1045},[1046],{"type":818,"content":1047},[1048],{"text":1049,"type":816},"You get to have the complete total amount of the advancement as soon upon approval, rather than a portion",{"type":889,"content":1051},[1052],{"type":818,"content":1053},[1054],{"text":1055,"type":816},"The application process for financing take less time than for invoice factoring and be as quick as a few hours or few days",{"type":889,"content":1057},[1058],{"type":818,"content":1059},[1060],{"text":1061,"type":816},"Invoice financing has adopted the latest technology where all transactions, including withdrawals and payments are done electronically",{"type":889,"content":1063},[1064],{"type":818,"content":1065},[1066],{"text":1067,"type":816},"Invoice financing is a lot more transparent with fees, so you don’t need to worry about hidden fees, clauses, or unforeseen costs.","for-businesses","How to figure out if payroll factoring is a good choice for your business.","content-page--resource",{"id":1072,"alt":67,"name":801,"focus":67,"title":67,"filename":1073,"copyright":67,"fieldtype":38},1452964,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1000x667\u002F8a5cbbc88a\u002Fpayroll_shutterstock_241271677.jpg","payroll-factoring","blog\u002Fpayroll-factoring",130,[],168458522,"f7e0de7b-46f0-4683-9148-8d7fec47cc5e","2019-12-05T23:14:48.786Z",[],[1083],{"slug":1084,"name":1085,"full_slug":1086},"guides","Guides","\u002Fblog\u002Fguides",[1088,1096,1105,1113],{"type":1068,"id":1089,"link":1090,"title":1091,"image":1092,"_tags":1094},126375912,"\u002Fblog\u002Fsmall-business-grants-a-guide-for-new-business-owners","Small Business Grants ",{"filename":1093,"alt":29},"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1200x751\u002Fd757fb6d9a\u002Fwoman-working-with-coffee.jpg",[1095],{"slug":1084,"name":1085,"full_slug":1086},{"type":1068,"id":1097,"link":1098,"title":1099,"image":1100,"_tags":1103},37563067,"\u002Fblog\u002Fterm-loans","Guide to Business Term Loans",{"filename":1101,"alt":1102},"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1000x667\u002F04515d6fb3\u002Fshutterstock_1033639966.jpg","A businesswoman in wearing glasses and a holding a clipboard smiles in front of inventory boxes in a newly constructed room with bare wood framed walls. ",[1104],{"slug":1084,"name":1085,"full_slug":1086},{"type":1068,"id":1106,"link":1107,"title":1108,"image":1109,"_tags":1111},23066903,"\u002Fblog\u002Fcompare-fundbox-kabbage-ondeck-bluevine","How to Compare a Fundbox, Kabbage, OnDeck, and Bluevine Line of Credit",{"filename":1110,"alt":67},"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1000x667\u002Fc7f68825df\u002Floc_compare_shutterstock_598441424.jpg",[1112],{"slug":1084,"name":1085,"full_slug":1086},{"type":1068,"id":1114,"link":1115,"title":1116,"image":1117,"_tags":1119},16911457,"\u002Fblog\u002Fworking-capital-formula","7 Working Capital Formulas You Should Know",{"filename":1118,"alt":67},"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F67269\u002F1000x667\u002Ffbe8292002\u002Fworkingcapitalformula_shutterstock_1141005041.jpg",[1120],{"slug":1084,"name":1085,"full_slug":1086},1787771942833]